American Homeowner Preservation is an innovative crowd funding platform that uses capital to buy some of the most distressed mortgages in the country at huge discounts. Instead of acting like every other bank or mortgage holder, we actually share these discounts with the people living in these homes. It’s a novel concept called “impact investing,” but we prefer to think of it as just “being decent.” By avoiding the headache of lengthy foreclosures and aggressive debt collection practices, we actually turn a profit, provide great returns to our investors, and help families in need all at the same time. We’ve been doing it for nearly ten years, and by now have it pretty much figured out.